Fill Out the FAFSA!

I'm back from California, where I spent seven weeks with my mom, who had major surgery. I was there at the beginning of the year, so I missed reminding you to FILL OUT YOUR FAFSA!

The FAFSA is the Free Application for Federal Student Aid. Most financial aid, even that which comes from the states and the colleges, start with the FAFSA. Many college deadlines are in February and March, so time’s a wastin’. Financial aid is given on a FIRST COME, FIRST SERVED basis, so the quicker you get your FAFSA done and submitted, the better off you are.
With the economy tanking, more people than ever will be applying for financial aid, so there's even more competition than usual. Some states are cutting back their financial aid and many colleges are raising their tuition. More reasons to get going on the FAFSA.

Even if you are fortunate enough to have a job and make a decent living, you want to fill out the FAFSA. Many colleges are so expensive that even people making good money can qualify for financial aid. Also, if you're going to have to take out a loan, government loans have better interest rates and terms than private loans. The government will pay the interest on some federal loans while the student is in college, and repayment of some federal loans don’t begin until after the student graduates or stops going to college. You can't get a government loan for college without filling out the FAFSA.

So get going! The official FAFSA site is www.fafsa.ed.gov. Note that it is not a .com site. If you go to a .com site you may be asked to pay to have the FAFSA submitted.

If You Need Help
If you need help in completing the FAFSA, check out the government publication “Completing the FAFSA, 2009-2010”. This has an explanation for each question asked in the FAFSA. You can also call toll-free 1-800-433-3243 or TTY users (for the hearing impaired) can call 1-800-730-8913.

COMING SOON: “The Secrets of Financial Aid” – an ebook with all the secrets I’ve discovered in my comprehensive research of the subject. Make sure you’re on my email list, so you can get a copy as soon as it is released. Click here to sign up. You’ll also get a free copy of the ebook “A Parent’s Survival Guide to College” by insider Neil P. O’Donnell, academic advisor and professor at a private college in NY.

Blessings,Bonnie

Getting a Child Ready for College is Like a Hurricane

As you probably know, I live in Houston, Texas, which was hit by Hurricane Ike last month. Mine was not a bad experience. Because September is hot and humid in Houston, some of my friends literally sweat through more than two weeks without power. My power was out for only 19 hours.

To add to my blessings, my sister Sandy, her husband Randy and her two kids Sarah (11) and Jake (7) came and stayed with me starting the Sunday after the hurricane struck, because their power was out and mine wasn't. They stayed five days, which was two days after their power came back on. I wanted them to stay longer! I just love Sarah and Jake -- they are so fun!!! And since my kiddos are 23 and 26 and live out of town, this mama misses having kids in her house.

Speaking of hurricanes -- the time leading up to a child leaving for college can seem as chaotic and stressful as a hurricane. Information about what you need to know and what you need to do can eliminate a lot of that stress and chaos.

There's a ton of information out there, but it's not usually in one place, some of it is difficult to understand, and none of it is from a Christian perspective...until now.

One of the goals of Christian College Parents is saving Christian parents time.

Time is the only commodity you can't make more of, but you can save time. For two years I've been researching --

• how to help your child find the right college
• how to help your child get accepted to college
• how to find and maximize financial aid for your child
• how to prepare your child for college life and
• how to help your child deal with the issues at college

Along with experts in their fields, Christian College Parents is putting together packages that contain everything you need to know about every aspect of college...from a Christian perspective.

The first ebook we are offering is "A Parent's Survival Guide to College." It was written by Neil O'Donnell, an academic specialist and professor at a private college in western New York. This ebook is FREE to our members and membership is also FREE. You can join and request the FREE ebook by simply clicking this link.

We promise never to sell or give away your information and you can quit your membership at any time. However, I can't imagine why you'd want to quit, since you'll also get a FREE newsletter with tips and news about all things college from a Christian viewpoint.

We will continue to offer the information you need in a concise, easy-to-understand format. So you can save the time you'd spend researching and spend it doing something you'd actually enjoy. Or you could spend the time helping your child during the chaotic and stressful pre-college hurricane.

Yes, I did mean to say that you might not enjoy helping your child get ready for college. This can be a difficult time for the child-parent relationship. This may be because your child is trying to become more independent, but it may also be because they are anxious about leaving home for college. (Even if they don't admit it.) As a result, they may not be the nicest people to have around. I have a friend who says that God planned it that way so we wouldn't miss them so much when they leave. I'm not so sure about that, but they can be less than delightful during this period. (It's possible that we might, from time to time, be less than darling during this period also.)

Anyway, the point of all this is that Christian College Parents will continue to provide you with essential information that is all in one place, easy to understand, with a dash of humor and a Christian perspective.

We hope you join and get our FREE ebook "A Parent's Survival Guide to College" today. Get it now by clicking this link.

We also hope that you will become an active member of our Christian College Parents community. We want to hear from you, so we can give you exactly what you need. We'd also like to hear about your experiences -- both positive and negative -- of getting your children ready to fly the coop and stretch their wings at college.

Blessings,

Bonnie

Welcome to Christian College Parents

Hi! I'm Bonnie McGrane, CEO and one of the founders of Christian College Parents, an organization for Christian parents of high school and college students.

Through this blog I plan to address the concerns and issues of Christian parents who are helping their children go through the arduous process of selecting, getting admitted to and finding funding for the special college that is just right for them.

When I was a high school student back in the late 60's the process was nowhere near as difficult. I applied to one college -- Vanderbilt University -- early decision and got admitted. I hate to admit it, but it was easier to get accepted to the college of your choice back then, because fewer people went to college. Now a college degree has become what a high school degree was then -- absolutely necessary to get a decent job. The cost of Vanderbilt has increased approximately 2000% since my freshman year. When I graduated I had a loan to repay, but the payments were only about $17/month. Now I read about students who graduate $100,000+ in debt. All of these factors makes the process a lot harder and a lot scarier to navigate.

That's where Christian College Parents can help. Our goal is to make life easier for parents who are helping their students with the whole big selection, application, and funding college process. One of the ways I'll be doing that is through information, but I also will be offering Christian support during this hair-yanking-out time.

And I'll be going through the process for the third time. My daughter Kat is transferring next Fall so I'll be reporting on our journey through the maze.

What are your biggest concerns and questions about the process? Let me know and I'll address them in future blogs.

Blessings,
Bonnie